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Meet Kardit.

Driving the future of card issuance & payment processing

Kardit is a forerunner in the fast-moving fintech world, revolutionizing payments for fintechs, banks and merchants since day one.

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Innovating the card payment industry

Kardit (a subsidiary of Chams Plc) is a major player in card payment solutions in processing high-volume electronic transactions in Nigeria. We specialize in end-to-end payment services including issuing, acquiring and developing payment technology solutions; card processing; mobile payment and Business Intelligence.

Other than that, our cards and payments services is designed to serve end-to-end cards processing with features that allow customers to effectively respond to market demands, optimize investment, and maximize returns.

Total Top Services
Customer Satisfaction
Usual Users

Our values guide our success

Think Big

We set bold goals and work towards them with daring thinking, curious minds, and forward-looking innovation. We look for new, better ways of doing things to excel with our customers, partners, and colleagues.


We share knowledge and responsibility with teams beyond borders. We value collaboration with customers and partners, and constantly have our ear to the ground to learn with them, grow together, and support them over the finish line.


We set the bar high with everything we do and take the driver’s seat with customers to exceed their expectations. We respect the delicate nature of dealing with data and money and carry out security and compliance with excellence.

Card payment solutions you can trust

Our Core Value

Sharing growth and win-win cooperation with partner institutions and bringing fresh perspectives to the global payment industry.

Our Vision

Leveraging our international view and wisdom to provide clients with a global acceptance network and world-class services.

Our Proposition

As a rapidly developing international payment brand, we share with you the happiness derived from our common progress and success.

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We understand the importance of being payment ready

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